HongKongCard and Universal Alliance Group Limited (together "we") collect Personal Data through the HongKongCard website ("Website").
During the course of registration on and/or use of our Website (for example, to get comparative quotes for personal loans), your Personal Data may be collected.
The following are examples (without limitation) of the circumstances in which we collect Personal Data:
The Personal Data we may ask you to provide includes (without limitation):
In addition, when you use the Website, we may automatically collect certain data which may, when combined with other information about you, constitute Personal Data. For example:
Finally, when you use the Website, we may, pursuant to your request, receive information about you from third party providers of Partner Products and, where you request a credit score through us, from CRAs.
By providing us with your Personal Data, you warrant that this is true and accurate and undertake to notify us as soon as practicable of any change or alteration to the same. Any loss or damage caused to the Website or to the person responsible for the Website or to any third person through the provision of erroneous, inexact or incomplete information will be your exclusive and absolute responsibility.
We may use your Personal Data for some or all of the following purposes:
We will keep your Personal Data confidential and will not disclose or transfer such Personal Data to third parties, except as follows:
In connection with the above purposes, we may share your Personal Data with:
our affiliates that provide services to, or share services with, HongKongCard;
We and/or any of the third parties listed above may also be required to disclose your Personal Data to any court, law enforcement body, government department, regulator or industry body of any country where required by the laws of Hong Kong or any other jurisdiction, or in response to a lawful request in Hong Kong or elsewhere. We may also need to disclose your Personal Data in order to identify, contact or bring legal action against any person who may be causing damage to or interfere with our and/or any third party's rights or property (whether intentionally or otherwise).
In connection with the purposes set out in this Personal Information Collection Statement, your Personal Data may be transferred outside Hong Kong. That means your Personal Data may not be protected to the same or similar level as it would in Hong Kong. However, we will take all reasonable measures to ensure that your data is processed and stored securely, regardless of the country in which it is processed or stored.
After you register or otherwise use our services, and provided you give your explicit consent, we may use your Personal Data (including your name, address, email address and telephone number) to contact you about news, offers, events, and promotional campaigns in relation to price comparison services and/or financial services, insurance, communications, online content and other products and services that we feature on the Website from time to time.
For example this may include credit cards, mortgages, personal loans, insurance products, broadband services etc. We may use other data collected about you, including but not limited to your age, location, income bracket, employment, browsing history, purchases and quotes requested in order to provide materials that are customised and relevant to you.
With your explicit consent, we may also provide your Personal Data (including your name, address, email address and telephone number) to our Partners so that they may contact you with news, offers, events, and promotional campaigns in relation to price comparison services and/or financial services, insurance, communications, online content and other products and services that we feature on the Website from time to time.
We may provide other data collected about you, including but not limited to your age, location, income bracket, employment, browsing history, purchases and quotes requested in order to enable these third parties to provide materials that are customised and relevant to you. We may provide your Personal Data to these third parties for gain.
You can opt out of direct marketing, free of charge, at any time (see "Your Rights" below).
These cookies enable us to:
In most cases, cookies are deleted when you close your browser; these are referred to as session cookies. However, persistent cookies stay on your browsing device either until such time you delete them or they expire. By using this Website, you consent to us using cookies. Such use of data does not disclose any of your Personal Data, and we will not collect, process or use any of your Personal Data in this regard.
You can alter your computer browser settings to block or delete cookies. If you opt to block or delete cookies of the Website, you may not be able to access certain products or services and this could have an effect on the performance of the Website on your system (for example, banner ads may not display properly).
Using the above, HongKongCard may use Google Analytics and Google Display Network features including advertising and remarketing. Please visit https://www.google.com/settings/ads/ if you want to opt out of these features.
Keeping your data secure is important to us. This Website is a "VeriSign Secure Website" and thus offers a high level of data protection. However, no information transmission over the internet is 100% secure. Highly sensitive data, such as your credit card details, are encrypted to minimize the danger of interception during transit.
When you register an account with us, you will be asked to choose a password. It is your responsibility to keep your password safe, and not share it with anyone. We are not responsible for any transactions conducted by a third party that has logged in to your account using your password. If you suspect that your account has been used by someone other than you, please notify us straight away.
All Personal Data that has been collected from you will only be stored for a duration that is relevant to the purpose for which it was processed and for as long as permissible by applicable law(s), in any event no longer than necessary for purposes mentioned in the "Purposes for which we use your data" section above.
You have the right to check whether we hold Personal Data about you and to require access,correction or deletion of your Personal Data of your Personal Data, and can also opt out of receiving direct marketing or promotional communications from us, our affiliates, and any of our Partners.
If you wish to exercise the above mentioned rights, or you have any inquiries or complaints in respect of your Personal Data, please kindly address your enquiries to:
Personal Data Protection Officerinfo@HongKongCard.com
CC information Limited
26/F, Two Harbour Square, 180 Wai Yip Street,
Kwun Tong, Kowloon, Hong Kong